Licensing and Representation Disclaimer

Licensing and Representation Disclaimer (Investment)

Effective Date: March 2025

1. Purpose of This Disclaimer

This disclaimer clarifies that while Jason B. Ball holds respected financial planning designations and has previous experience as an Investment Adviser Representative (IAR) and Registered Investment Adviser (RIA) firm owner, he is not providing investment advisory services through Breakwater Path.

All investment-related content found on www.breakwaterpath.com, our YouTube Channel, and affiliated platforms is for educational, informational, and entertainment purposes only. It does not constitute personalized investment advice, financial analysis, or portfolio management.

2. No Investment Adviser or Fiduciary Relationship

By engaging with Breakwater Path’s investment-related content—via blog posts, videos, livestreams, or social media—you agree and acknowledge that:

  • No investment adviser-client relationship is created.
  • Breakwater Path does not act in a fiduciary capacity.
  • The platform is not registered as an RIA or broker-dealer.
  • Nothing on the platform should be interpreted as legal, financial, or fiduciary advice under any federal or state investment laws.

⚠️ Any resemblance to investment advice is purely coincidental and must be verified with a licensed investment professional before being acted upon.

3. Background and Licensing Clarification

Jason B. Ball:

  • Has passed the FINRA Series 65 Exam.
  • Formerly operated an Oregon-registered RIA firm, which has since been closed due to the COVID-19 pandemic.
  • Held the title of Investment Adviser Representative (IAR) under Oregon regulations.

He currently:

  • Does not maintain any active securities licenses.
  • Is not registered with any financial firm or regulatory body.
  • Provides no investment advice, services, or fiduciary oversight through Breakwater Path.

⚠️ Professional designations such as CFP®, ChFC®, or CLU® are acknowledged as part of Jason’s educational background but do not imply current licensure or advisory authority.

4. No Investment Advice or Securities Recommendations

Breakwater Path does not:

  • Analyze or recommend specific securities (e.g., stocks, ETFs, crypto).
  • Offer portfolio construction, rebalancing, or allocation advice.
  • Provide forecasts, return expectations, or risk assessments.
  • Endorse any specific financial institution, platform, or investment product.

All investment-related content is general, illustrative, or hypothetical in nature.

5. Hypotheticals and Case Examples

Occasionally, Breakwater Path may use examples to explain:

  • Investment strategies
  • Financial scenarios
  • Economic outcomes

These are always:

  • Fictional or hypothetical
  • Not based on actual client outcomes
  • Not to be interpreted as advice or guidance

⚠️ Users must not act on these examples without consulting a licensed investment professional.

6. User Responsibility and Independent Verification

Users of Breakwater Path are solely responsible for their own investment decisions.

You must:

  • Consult a licensed investment adviser or fiduciary in your state or country.
  • Verify any financial strategy with multiple trusted sources.
  • Evaluate your personal goals, risk tolerance, and legal environment before acting.

⚠️ Breakwater Path does not account for your individual financial situation and cannot be relied upon for personal investment decision-making.

7. Limitation of Liability

Breakwater Path, Jason B. Ball, and any contributors or affiliates disclaim all responsibility and liability for:

  • Financial losses based on site content.
  • Misinterpretations of hypothetical investment scenarios.
  • Changes in laws, tax policy, or market conditions affecting personal investment strategies.
  • Errors, omissions, or outdated data within educational material.

All content is provided “as-is” with no warranties of accuracy, results, or applicability.

8. Related Policies & Disclaimers

For complete transparency, users are encouraged to also review:

9. Contact Information

For questions or clarification regarding this Licensing and Representation Disclaimer (Investment), please contact us:

📧 Email: [email protected]