Personal Disclaimer — Jason B. Ball

Personal Disclaimer — Jason B. Ball

Effective Date: April 2025

I. Introduction

This Personal Disclaimer applies to all content, commentary, and communications produced or shared by Jason B. Ball in connection with Breakwater Path, including the website (breakwaterpath.com/), affiliated YouTube content, social media platforms, interviews, speaking engagements, newsletters, and any other form of public-facing or published material.

II. Educational Purpose Only

All statements, content, and opinions expressed by Jason B. Ball are for educational, informational, and entertainment purposes only. Nothing presented through Breakwater Path should be considered professional, legal, tax, insurance, financial, or investment advice.

This content is not a substitute for the expertise of licensed professionals. Any decisions you make based on content found on this site or its related platforms are made at your own risk.

III. No Advisor, Agent, or Fiduciary Relationship

By viewing or interacting with any content from Breakwater Path, you acknowledge and agree that:

  • Jason B. Ball is not acting as a financial advisor, investment adviser, fiduciary, tax preparer, attorney, or insurance agent.
  • No professional, fiduciary, advisory, or client relationship is created through your interaction with this site, its content, or Jason B. Ball directly.
  • Jason is not offering individualized advice, planning services, product placement, or legal counsel through this platform.

Although Jason previously held roles as a Registered Investment Adviser (RIA) and Investment Adviser Representative (IAR), he no longer operates in that capacity and does not provide client services through Breakwater Path.

IV. Political Commentary and Analysis Disclaimer

Breakwater Path may include commentary on political issues, economic policy, legislation, and public finance. These views:

  • Represent educational and analytical opinions, not political endorsements.
  • Are not intended to persuade voting behavior, promote candidates, or align with any party platform.
  • Should be interpreted as nonpartisan exploration of how government and policy intersect with financial realities.

V. YouTube, Social Media & Third-Party Platforms

Engaging with Breakwater Path content on third-party platforms, including YouTube, Threads, Facebook, Instagram, Reddit, Bluesky, and others, is subject to each platform’s Terms of Service and privacy practices.

Breakwater Path is not responsible for how these platforms manage your data, display ads, or apply community standards.

User-generated content (e.g., comments or discussions) on these platforms is subject to moderation. Jason B. Ball and Breakwater Path reserve the right to remove or restrict content that violates platform rules, spreads misinformation, or fosters harassment.

VI. Limitation of Liability

By engaging with this content, you agree to the following:

  • You assume full responsibility for your actions and decisions related to any content shared by Jason B. Ball or Breakwater Path.
  • Jason B. Ball, Breakwater Path, and all affiliates, partners, or contributors are not liable for any direct, indirect, incidental, or consequential damages resulting from the use or interpretation of this content.
  • All content is provided “as is” without guarantees regarding accuracy, completeness, reliability, or current applicability.

VII. No Endorsements or Guarantees

Breakwater Path does not endorse or guarantee:

  • Any specific financial products, services, political platforms, or third-party professionals.
  • Any outcomes (e.g., tax savings, political gains, investment success) discussed hypothetically within the content.

All content is illustrative and should not be interpreted as a promise or guarantee of results.

VIII. Professional Qualifications & Clarification

Jason B. Ball holds the following designations:

  • CERTIFIED FINANCIAL PLANNER™ (CFP®) – ID# 152764
  • Chartered Financial Consultant® (ChFC®)
  • Chartered Life Underwriter® (CLU®)

Despite these credentials, Jason does not offer or perform professional services through Breakwater Path. These qualifications inform the educational quality of the content but do not imply licensure, engagement, or active practice.

IX. Intellectual Property

All original content on Breakwater Path, including articles, videos, graphics, and audio content, is the intellectual property of Jason B. Ball unless otherwise noted.

Unauthorized reproduction, republishing, commercial use, or distribution is prohibited without prior written consent.

X. Indemnification

By consuming or sharing content from Breakwater Path, you agree to indemnify and hold harmless Jason B. Ball and affiliated entities from any claims, damages, liabilities, or expenses resulting from:

  • Your use of the content
  • Misinterpretation of material
  • Violations of these disclaimers

XI. Sponsorships and Affiliate Disclosures

From time to time, content may include affiliate links or sponsorships, which will be clearly disclosed in accordance with FTC guidelines. Users should assume that clicking on links may generate compensation to the site or its creator.

Affiliate links do not equal endorsements unless explicitly stated.

XII. Updates to This Disclaimer

This disclaimer may be updated without prior notice. Your continued engagement with Breakwater Path content constitutes your agreement to the most recent version.

Last Updated: April 2025

XIII. Contact for Clarification

For any questions regarding this disclaimer or Jason’s role, please contact:

📧 Email: [email protected]

🔗 Related Disclaimers and Policies

  • Personal Role Disclosure — Jason B. Ball
  • Licensing Clarification for Jason B. Ball
  • Affiliate & Sponsorship Disclosure
  • General Disclaimer