Category: Housing Credit Financial Security Blog

I. Introduction: Wall Street, Main Street, and the First-Time Buyer Homeownership has long been framed as the cornerstone of middle-class wealth in America. For many families, buying a home represents stability, forced savings, and long-term equity growth. But over the past decade, a new competitor has entered the starter-home market in a meaningful way: large…

I. Introduction — The Return of Big-Picture National Investment For much of the past few decades, economic success has been framed in terms of markets, GDP growth, and corporate performance. Yet for many households, the economy feels very different at ground level. Families measure stability through housing affordability, childcare costs, job security, and whether their…